California Health Insurance



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California Health Insurance Plans

Individual and family plans $1500 deductible plan

Features: Member pays out of pocket:
Medical calendar year deductible $1500-individual/$3000-family
Annual out of pocket expense maximum $3500 individual/$7000 family
Lifetime benefit maximum none

Plan provider office visits

Primary and specialty care visits $30.00 per visit (Includes routine and urgent care appointments)
Well child visits-0-23 months $30.00 per office visit
Family planning visits $30.00 per office visit
Eye examinations $30.00 per office visit
Hearing test $30.00 per office visit
Physical, speech, occupational $30.00 per office visit

Outpatient Services

Outpatient surgery $250.00 per surgical procedure
Injection for allergies $5.00 per injection per visit after deductible is met
Immunizations none
X-rays and labs $10.00 per service after deducible is met

Health education

Individual visits $30.00
Group visits none

Hospitalization

Room and board, surgery, anesthesia, X-rays, lab tests, and medications $500.00 per day for covered facility after deductible is met

Emergency Services

Emergency Room visits $150.00 per visit-excluded if admitted directly to hospital from ER after deductible is met)
Emergency Ambulance $150.00 per ambulance request and ride after deductible is met

Prescription Drug Coverage

Generic $10.00 30 day supply per prescription
Brand name drugs $35.00
Mail order $20.00/generic-$70.00 maintenance drugs 100 day supply

Durable medical equipment

DME in home 30% co-insurance
Prosthetic and orthotic devices none

Mental health services

Inpatient psychiatry $500.00 per day up to 30 days
Outpatient visits individual $30.00 per visits up to 10 per calendar year
Group therapy $15.00 per visit up to 10 per calendar year
Inpatient chemical dependency detoxification $500.00 per day after deductible is met
Outpatient individual therapy $30.00 per visit after deductible is met
Outpatient group therapy visits $5.00 per visit after deductible is met
Transitional residential recovery services $100.00 per admission after deductible is met (Up to 60 days per calendar year, not to exceed 120 days in any five-year period)

Home health services

Home health no charge for member
Nursing facility $50.00 per day after deductible is met (up to 60 days per benefit period)
Hospice care no charge

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